Legal Stuff

Form ADV

 

The Form ADV is our primary disclosure document that we file with SEC and any states that we are currently registered in.  This document describes in detail all of our services, fees, businesses practices, and any potential conflicts of interest should we work together.  Every client receives a copy of this document at the beginning of an engagement, but you can also view this document here.

Privacy Policy

 

We understand how important privacy is in today’s world and we recognize that relationships with current and prospective clients are built on transparency and trust.  Our Privacy Policy describes what data we may collect, how we use it, and how we protect it.  You can view our Privacy Policy here, but the short version is that we do everything we can to keep your private information…private.

General Disclaimer

Complete Wealth LLC is an Investment Advisor registered with the State of New York. Complete Wealth LLC does not provide legal, accounting, or tax advice. Any statement regarding such matters is explanatory, may not be relied upon as definitive advice, and you are advised to consult with your legal, accounting or tax adviser.

Complete Wealth LLC and its representatives are in compliance with the current filing requirements imposed upon registered investment advisors by those jurisdictions in which Complete Wealth LLC maintains clients. Complete Wealth LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Complete Wealth LLC’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment related information, publications, and links. Accordingly, the publication of Complete Wealth LLC’s web site on the Internet should not be construed by any consumer and/or prospective client as Complete Wealth LLC’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Complete Wealth LLC with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Complete Wealth LLC, please contact the SEC, FINRA or the state securities regulators for those states in which Complete Wealth LLC maintains a filing. A copy of Complete Wealth LLC’s current written disclosure statement discussing Complete Wealth LLC’s business operations, service, and fees is available through the link above and upon written request. Complete Wealth LLC does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Complete Wealth LLC’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Website Data Policy

What personal data we collect, and why we collect it.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year. If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser. When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select "Remember Me", your login will persist for two weeks. If you log out of your account, the login cookies will be removed. If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded Content

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Analytics

How long we retain your data.

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue. For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data.

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data.

Visitor comments may be checked through an automated spam detection service.