Meet Your Team

Our Partnership Pursuit

Jeff Wolniewicz and Joe Chappius founded Complete Wealth to help people with their money, their life, and everything that connects the two.

Complete Wealth helps people achieve personal freedom through financial planning. We seek to understand the people we work with, what is most meaningful to them, and support them in using their time and resources to enjoy more of what means the most.

Jeff Wolniewicz MBA, CFP®, RICP®, AEP®


What is Complete Wealth for co-founder Jeff Wolniewicz? A large portion of it is defined by golf. And the majority of his golf takes place at Crag Burn Golf Club, where he serves as a Member of the Board. Time at The Burn is how Jeff maintains balance in his life and if you were to ask him he would describe it as his happy place. Prior to founding Complete Wealth, Jeff played golf for the Binghamton University Bearcats which led to him realizing one of his proudest accomplishments— being inducted into the Binghamton University Athletic Hall of Fame in 2018. At Binghamton, he earned a Bachelors’s Degree in 2007 as well as an MBA in 2009. 

After pursuing his first dream of becoming a professional golfer, Jeff moved back to his beloved Buffalo and began his career as a financial planner, earning and becoming a Certified Financial Planner (CFP®️) in 2014, a Retirement Income Certified Professional (RICP®️) in 2015, and an Accredited Estate Planner (AEP®️) in 2019. Personal and professional development is a large part of who Jeff is and he continually strives to become the best version of himself for his friends, family, and Complete Wealth clients. Jeff readily admits that any success achieved would not have been possible if it weren’t for the love and support of his friends and family, encouraging him to pursue the apex of his personal and professional pursuits.

Joe Chappius


Joe Chappius currently resides in the heart of Buffalo, although his roots extend well beyond the City’s limits, in the small town of Albion, NY — The type of place in which tractors are common and tailored suits are rare. It was in Albion where his honest, hardworking, family values were instilled.
Enrolling at Rochester Institute of Technology for computer networking, and then transferring to The College at Brockport for education, finance wasn’t ever considered. That quickly changed when Joe was given a unique opportunity to take part in a finance internship. While completing his Bachelors’s Degree, Joe was awarded Intern of the Year, further fueling his passion for the profession, and earning him a full-time position following graduation.
Complete Wealth for Joe is choosing to live a life of happiness and sharing that passion with others around him. He values developing deep, meaningful relationships with family, friends, and clients. His zeal for life is made evident by his leisurely activities which include getting overly excited when he breaks 100 on the golf course, being potentially too competitive in any game, or burying his nose in a good book.
“Actions speak so loudly I cannot hear what you are saying.” This is one of Joe’s favorite quotes and provides insight to his distaste for self-promotion. Although he is rarely too humble to mention his ability to ride a unicycle.

Connect with Like-Minded Guides

Prepare to do more of what you love and get more out of what you make with the partners at Complete Wealth. There’s no pressure, no hidden fees, and no obstacle too daunting. We’re prepared to get to know you personally so we can guide you on a path to achieve Complete Wealth. And we do that through a groundbreaking, personalized financial planning model. 

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